First Federal Savings Bank
Personal Banking

Checking Accounts

Whatever your lifestyle and financial goals, First Federal Savings Bank can help you. Our checking accounts have it all - convenience, flexibility and a choice of features.

Choose the one that's right for you!

Account Minimum to Open Account Details Benefits

Simply Free Checking

Open Online

$25.00

No maintenance charges

No minimum balance required

Non-interest bearing account

Unlimited checks per month

Monthly Statement by mail or online

Free ATM/Debit Card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Check images available if you sign up for Online Statements with Online Banking

Preferred Rate on New Certificates of Deposit

Disclosures

Duty First Checking

Open Online

$25.00

For active or retired Military, National Guard, or Reserve service members only

No maintenance charges

No minimum balance required

Non-interest bearing account

No FFSB ATM withdrawal service charge

International Debit Card/ATM access available

Unlimited checks per month

Check images available if you sign up for Online Statements with Online Banking

Free ATM/Debit card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Preferred Rate on New Certificates of Deposit

Disclosures

Elite Checking

Open Online

$25.00

Monthly maintenance service charge of $8.00.

Earns Interest (Rates)

Unlimited checks per month

Monthly Statement by mail or online

Free ATM/Debit Card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Check images available if you sign up for Online Statements with Online Banking

Preferred Rate on New Certificates of Deposit

Travelers Checks at no issue charge

Personalized Checks – 150 special member checks will be printed each year

$10,000 Accidental Death and Dismemberment Insurance

$50,000 Common Carrier Accidental Death and Dismemberment Insurance

$5000 Identity Theft Protection

Key Tag Return

Credit Card Registration

Walk-In Pharmacy Discount Card

EyeCare and EyeWear discounts

Emergency Medical ID Card

Entertainment®SaversGuide

Disclosures

Elite 50 Plus Checking

Open Online

$25.00

Monthly maintenance service charge of $8.00 is waived for customers 50 years of age and older who maintain a daily balance of $300 or more.

Earns Interest (Rates)

Unlimited checks per month

Monthly Statement by mail or online

Free ATM/Debit Card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Check images available if you sign up for Online Statements with Online Banking

Preferred Rate on New Certificates of Deposit

Travelers Checks at no issue charge

Personalized Checks – 150 special member checks will be printed each year

$10,000 Accidental Death and Dismemberment Insurance

$50,000 Common Carrier Accidental Death and Dismemberment Insurance

$5000 Identity Theft Protection

Key Tag Return

Credit Card Registration

Walk-In Pharmacy Discount Card

EyeCare and EyeWear discounts

Emergency Medical ID Card

Entertainment®SaversGuide

Disclosures

Luxury Checking

Open Online

$10,000.00

Monthly maintenance service charge of $18.00 is waived if you maintain a combined minimum balance of $50,000 in Luxury Checking or linked consumer checking, savings & CD.

Earns Interest (Rates)

Unlimited checks per month

Monthly Statement by mail or online

Free ATM/Debit Card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Check images available if you sign up for Online Statements with Online Banking

Preferred Rate on New Certificates of Deposit

One free box of FFSB Luxury Checks upon account opening

First Trade free with a new Raymond James brokerage account

Free safe deposit box for one year

Disclosures

Fresh Start Checking

$25.00

Second Chance checking for those denied accounts in the past

Monthly service charge of $12.95 with Direct Deposit

Monthly service charge of $19.95 without Direct Deposit

One-time setup fee of $10.00

Earns Interest (Rates)

Unlimited checks per month

Monthly Statement by mail or online

Free ATM/Debit Card

Free Telebanker

Free Internet Banking

Free Online Bill-Pay

Check images available if you sign up for Online Statements with Online Banking

Disclosures

 

Switch Kit

Click to View Online Bill Pay Demo